Cómo funciona la Ley SECURE para combatir la crisis de la jubilación

To combat the looming retirement crisis, the SECURE Act was passed in 2019, offering benefits to employers who offer retirement plans and employees to participate in those plans. Three years later, SECURE Act 2.0 has passed and is expanding incentives and opportunities for workplace retirement plans throughout the country. Listen in as Gene Marks talks with Head of Government Relations at Paychex, Sarah Faye Pierce and VP of HR Solutions at Paychex, Michael Majors, about these two significant pieces of legislation.

Los temas incluyen los siguientes:

00:14 – Episode introduction
00:45 – Meet Sarah Fay Pierce
02:47 – Meet Michael Majors
04:55 – The retirement crisis in the U.S.
06:54 – Retirement offering amongst small businesses
09:25 – SECURE Act of 2019
12:40 – What is a Pooled Employer Plan (PEP)?
15:26 – SECURE 2.0
18:55 – Highlights of SECURE 2.0
19:23 – Enhanced tax credits
20:56 – Auto enrollment
29:01 – Benefits for younger and older employees
33:15 – Contributing to Roth accounts
37:23 – Safe Harbor database
38:39 – Wrap up

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