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FICA Tip Calculator: Estimate Your Tip Deductions & Employer Taxes

Our FICA Tip Calculator helps you accurately estimate your payroll tax obligations, including Social Security and Medicare taxes on tipped income. Whether you're an employee or employer, this tool simplifies calculating FICA contributions, ensuring compliance with tax regulations.

How To Use the FICA Tip Calculator

To calculate your FICA tip tax, enter your:

  • Number of tipped employees
  • Average hourly wage
  • Weekly tips per employee
  • Average hours per week by each tipped employee

Our FICA Tip Calculator will instantly compute the Social Security and Medicare tax deductions based on current tax rates.



Annual Savings

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About Your Workforce

Number of Tipped Employees

Average Hourly Wage

Weekly Tips Per Employee

Average Hours Per Week by Each Tipped Employee

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Understanding FICA Tip Deductions and Employer Responsibilities

Employers must calculate FICA on employees' tips reported to them. They are also liable for the employer share of FICA on tips that are not reported to them. However, this liability doesn't arise until the IRS lets you know about them.

Employers can also deduct their share of FICA taxes as a business expense but cannot deduct the employees' share. Employees are not able to deduct from their FICA payments.


How To Calculate Social Security and Medicare Deductions on Tips

Determining if the FICA tax tip applies to your business can be a challenge. Restaurant employers measure tips toward meeting minimum wage standards. When tips exceed the federal minimums, employers can qualify for tax credits.

Our FICA Tip Calculator will instantly compute the Social Security and Medicare tax deductions based on current tax rates. The formula is equal to the restaurant owner’s portion of the FICA tax, presently 7.65 percent, multiplied by tips above the federal minimum wage.


Importance of Accurate Tip Calculations for Employers

It is incredibly important to accurately determine tip calculations as it directly impacts income and tax deductions. By failing to accurately conduct tip calculations your business may lose out on potential credits, deductions, or even fall out of compliance.


Frequently Asked Questions About FICA Tip Taxes

What Are FICA Taxes?
FICA is a federal tax that contributes to Social Security and Medicare.

Do All Employee Types Contribute to FICA Taxes?
Yes, whether your employees are tipped or not, the employer has a responsibility to contribute to FICA taxes.

What Are Employers Responsible For?
Employers must calculate FICA on all employees' tips whether they are reported to them or not.